SAQ-B-IP is primarily for merchants using what type of payment terminal?

The correct choice pertains to merchants that utilize standalone, PTS-approved payment terminals equipped with an IP connection. This classification is crucial because the SAQ-B-IP (Self-Assessment Questionnaire B for Internet Protocol) applies specifically to those merchants whose payment processing relies on these types of terminals.

Standalone IP-connected payment terminals are designed to securely process cardholder information independently of other systems, thus minimizing the risk of exposure to sensitive data during transactions. This aligns well with the requirements set forth in the PCI DSS (Payment Card Industry Data Security Standard), as maintaining security and compliance is a priority for any business that handles payment card data.

In contrast, imprint machines are outdated and do not connect to the internet in a manner that aligns with today's security standards, making them irrelevant to the context of SAQ-B-IP. Web-based virtual payment terminals operate differently, generally being integrated into a website and typically requiring different assessments than those to which SAQ-B-IP applies. Lastly, mobile payment applications often involve complexities related to various device security protocols and handling that fall outside the scope of standalone terminals addressed by this specific SAQ.

Thus, the focus of SAQ-B-IP on standalone, PTS-approved payment terminals with an IP connection clearly defines its relevance in today’s payment environment,