What does SAQ-P2PE refer to?

SAQ-P2PE refers specifically to the Self-Assessment Questionnaire designed for merchants who utilize a validated point-to-point encryption (P2PE) solution. This self-assessment tool is essential as it helps ensure that merchants implement and maintain appropriate security measures when handling cardholder data, particularly through the use of P2PE systems.

P2PE solutions encrypt cardholder data at the point of entry, ensuring that sensitive information is protected from the moment it is captured. For merchants using such validated solutions, the SAQ-P2PE provides a streamlined process for demonstrating compliance with PCI DSS requirements, focusing on the security of payment data while reducing the scope of compliance needed.

The focus on validated point-to-point encryption is a significant distinction as it denotes a specific level of security that goes beyond simple data handling and requires adherence to stringent operational practices, making this the correct answer in identifying what SAQ-P2PE entails.