What two elements make up account data?

The correct response identifies the two key components that constitute account data in the context of payment card transactions and data security frameworks like PCI DSS (Payment Card Industry Data Security Standard).

Cardholder data encompasses information such as the cardholder's name, account number, expiration date, and the card security code. This information is essential for identifying the individual associated with the payment card. On the other hand, sensitive authentication data consists of information that is used to authenticate the cardholder and includes data such as the magnetic stripe data or the card verification code. This data is critical for ensuring that only authorized transactions are processed.

These two categories are vital for compliance with security standards aimed at protecting sensitive information from breaches and fraud, making them fundamental elements of what constitutes account data.